Islamabad: Mera Pakistan Mera Ghar Housing Scheme Online Application system has been launched. Now, you can apply in “Mera Pakistan Mera Ghar Housing Scheme” online without need of going to any bank. In the supervision of State of Pakistan, this scheme was started for low income citizens to get loan from the bank to build their own house. Almost 18 banks are participating in this project and scheme is becoming popular day by day.
New: Roshan Apna Ghar Scheme for Overseas Pakistanis, click here.
Read also: Easy loan through Kamyab Pakistan Program, click here.
Mera Pakistan Mera Ghar Housing Scheme Apply Online:
The -State bank received a large number of complaints from the applicants who want to apply in housing scheme. The application process was not easy for a common person. Finally, the state bank of Pakistan directed to all participating banks to make the whole application process simple and transparent. To Achieve this goal, all participating banks are advised to launch online application portal where people can apply online without going to bank in person. Although paper based application are still being accepted yet the online application is much easier.
Steps to Follow:
First of all open the official website of the bank through which you want to apply in this scheme. We will take NBP as an example. The link of its official website is given below:
If you want to start application for mera Pakistan mera ghar scheme, you need to click “Fill Online Application”. have a look at the following screenshot:
An application form will be opened which is very easy and available in Urdu so that everyone can understand fill it easily. You have to fill and submit this form done. You have successfully submitted your application for mera pakistan mera ghar housing scheme.
Mera Pakistan Mera Ghar Tracking Number:
When you fill and submit online application form as mentioned above, soon after this, you will see a tracking number. You can use this number to track the status of your application. You should keep the tracking number saved because you may need in future. The state bank of Pakistan has directed all participating banks to set up an online tracking system where applicants can check the current status their application.
Mera Pakistan Mera Ghar Helpline Number:
Following the directions of the state bank of Pakistan, a joint helpline has been set up to listen and redress the complaints of applicants. If you have any query or any complaint, your can call at the following helpline number which is designated for this housing scheme. This helpline is working in collaboration of all participating banks, so that if you have query or complaint against any bank, you can call at this number. Mera Pakistan Mera Ghar Helpline is 033-77-786-786.
Required Documents the Scheme:
What documents do you need for mera Pakistan mera ghar housing scheme, it all depends on your income source whether you are employed or self employed, further if your income source belongs to formal or information category. We strongly advise our readers to visit the official website of the bank. To have an idea of required documents, please have a look at the following images:
Mera Pakistan Mera Ghar Installment Plan:
The installments plan might be different for each bank because there are 18 banks participating in the project and each of them might have different plan. However, the state bank of Pakistan has directed all banks to reduce the charges of application and make installment plan easier and affordable for all applicants.
The range of loan varies from 500,000 to 10,000,000. The installment plan varies from 2,773 to 77,530 for the term of 1-5 years, however the installment depends on the amount of loan you get.
for the term 6-10 years, the installment plan varies between 3,175 and 87,487 depending on the amount of loan you get from the bank.
All banks now have to approve or reject loan application within 30 days. If application is rejected due to some reason, the bank will mention the reason of rejection so that the applicant may re-apply after resolving the issue.
Please note: if you salary is too low, you can apply along with other family members to get loan for one house.
For more accurate and latest information on Mera Pakistan Mera Ghar Housing Scheme please visit the official website of the bank.